:root{--green:#006544;--deep:#003e2e;--yellow:#f9d24b;--ink:#133a2b;--muted:#5b7064;--line:#dce5dd;--paper:#f3f6f2;--white:#fff;--shadow:0 18px 50px #003c2510}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:130px}body{margin:0;font:16px/1.65 Arial,Helvetica,sans-serif;color:var(--ink);background:white}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;height:auto}h1,h2,h3,h4,p{margin:0}p{margin-bottom:22px}h1,h2,h3{font-weight:500;letter-spacing:-.045em;line-height:1.09}h1{font-size:clamp(44px,4.9vw,76px);margin-bottom:28px}h2{font-size:clamp(32px,3.1vw,48px);margin-bottom:22px}h3{font-size:28px;margin-bottom:18px}h4{font-size:17px;margin-bottom:8px;line-height:1.4}em{font-family:Georgia,'Times New Roman',serif;font-weight:400}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px 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@media(max-width:1150px){.header-inner{gap:18px}.logo{width:180px}nav{gap:17px;font-size:13px}.bank{font-size:13px;padding:12px}.home-copy{padding:50px 7% 32px}h1{font-size:57px}.home-photo{min-height:610px}.actions{gap:20px}.two-col,.tool-feature-grid{gap:45px}.footer-grid{gap:25px}.calculator{padding:30px}.field-grid{gap:18px}.hero-grid:has(>div:nth-child(2)){grid-template-columns:1.25fr 1fr;gap:35px}}
@media(max-width:900px){.header-inner{flex-wrap:wrap;padding-block:16px}.menu{display:flex;align-items:center;gap:10px;border:0;background:white;margin-left:auto;color:var(--green);padding:10px;font-size:14px;min-height:44px}nav{display:none;order:4;flex-direction:column;width:100%;align-items:stretch;gap:0;padding-top:10px;font-size:16px}nav.open{display:flex}.nav-drop summary{border-top:1px solid var(--line);padding-block:15px;justify-content:space-between}.dropdown{position:static;display:flex;flex-direction:column;box-shadow:none;border:0;background:var(--paper);padding:12px;max-height:none}.dropdown a{font-size:15px;padding:9px}.bank{font-size:14px}.card-grid,.goal-grid{grid-template-columns:1fr 1fr}.card-grid .product-card:last-child:nth-child(odd){grid-column:auto}.news-grid{grid-template-columns:1fr 1fr}.home-photo{min-height:580px}.home-copy h1{font-size:47px}.home-copy>p:not(.eyebrow){font-size:17px}.home-foot{margin-top:35px}.home-photo h2{font-size:36px}.home-photo>div{left:28px}.quick{gap:18px}.quick a{padding-left:18px;font-size:14px}.quick p{font-size:13px}.two-col{gap:35px}.membership h2{font-size:42px}.calc-grid{grid-template-columns:1fr;gap:25px}.calc-result{padding:30px}.result-primary{font-size:55px}.footer-grid{grid-template-columns:1fr 1fr}.catalog-controls{flex-direction:column;align-items:stretch}.search-label{max-width:none}.contact-cta{gap:25px}.team-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){html{scroll-padding-top:135px}.wrap{width:90%}.utility{font-size:11px}.utility .wrap{gap:10px}.header-inner{gap:10px}.logo{width:150px}.bank{padding:10px 13px;min-height:43px;font-size:12px}.menu{font-size:13px;padding:8px}.home-hero{grid-template-columns:1fr}.home-copy{padding:40px 6%}.home-copy h1{font-size:48px}.home-photo{min-height:360px}.home-photo>div{bottom:28px;left:6%}.home-photo h2{font-size:37px}.home-foot{display:none}.home-copy .actions{gap:22px}.home-copy .button{font-size:14px}.home-copy>p:not(.eyebrow){max-width:360px;font-size:18px}.quick{grid-template-columns:1fr 1fr;padding-block:24px;gap:24px}.quick a{min-height:70px;padding-left:14px;font-size:14px}.quick span{font-size:10px}.section{padding-block:55px}.section-head{flex-direction:column;align-items:start;gap:18px;margin-bottom:28px}.section-head>p{font-size:15px}.goal-grid,.card-grid,.news-grid,.tools-grid,.two-col,.tool-feature-grid,.contact-grid{grid-template-columns:1fr}.goal{min-height:260px;padding:28px}.tool-feature{padding-block:50px}.tool-feature-grid{gap:35px}.tool-links>a{gap:18px}.tool-links h3{font-size:26px}.product-card{min-height:300px;padding:28px}.membership{padding-block:50px}.membership h2{font-size:43px}.news-card{min-height:270px;padding:28px}.contact-cta{padding:28px;margin-bottom:45px;flex-direction:column;align-items:start}.contact-cta h2{font-size:31px}.footer-grid{grid-template-columns:1fr 1fr;gap:28px 20px}footer .footer-grid>div:first-child,footer .footer-grid>div:last-child{grid-column:1/-1}footer .logo{width:190px}.legal{flex-wrap:wrap;gap:14px 23px}.legal span{width:100%}.page-hero{padding-bottom:45px}.crumb{margin-bottom:32px;font-size:11px}.page-hero h1{font-size:43px}.hero-grid:has(>div:nth-child(2)){grid-template-columns:1fr;gap:30px}.intro{font-size:18px}.product-aside{padding:25px}.metric{font-size:56px}.product-subnav{gap:18px;font-size:13px}.product-subnav>a:last-child{margin-left:0}.product-points h3{font-size:23px}.product-points>div{padding-block:20px}.calculator{padding:23px 18px}.calc-heading{flex-direction:column;gap:10px}.calc-heading h2{font-size:33px}.calc-heading .eyebrow{font-size:11px}.badge{margin-bottom:18px}.calc-context{font-size:14px}.field-grid{gap:22px 16px;grid-template-columns:1fr 1fr}.field{font-size:13px}.field input,.field select{font-size:17px;padding:11px 10px}.field small{font-size:12px}.calc-result{padding:25px 20px}.result-primary{font-size:48px}.result-details>div{font-size:13px}.calc-actions{gap:10px 18px}.text-button{font-size:13px}.calc-note{font-size:12px}.comparison{padding:16px}.comparison-grid{gap:12px;grid-template-columns:1fr}.standalone{margin-top:25px}.tool-tile{padding:28px;min-height:310px}.tool-tile h2{font-size:33px}.year-panel{padding:25px 0 0;border-left:0;border-top:1px solid var(--line)}.year-panel strong{font-size:80px}.team-grid{grid-template-columns:1fr}.document{gap:15px}.document h3{font-size:18px}.filetype{font-size:11px;padding:8px}.article-body{padding-block:40px 65px}.article-body h2{font-size:29px}.article-body>p{font-size:17px}.article-next{padding:22px}.newsletter{padding:28px}.newsletter h2{font-size:30px}.contact-card{padding:28px}.contact-card h2{font-size:32px}.contact-form{padding:24px}.sitemap-list{grid-template-columns:1fr}.faq{width:90%;margin-inline:auto}.two-col>.faq,.narrow>.faq{width:100%}.faq summary{font-size:17px}}
@media(max-width:370px){.bank{order:3}.menu{margin-left:auto}.header-inner .logo{width:175px}.field-grid{grid-template-columns:1fr}.home-copy h1{font-size:41px}.page-hero h1{font-size:39px}.card-bottom{flex-direction:column;gap:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}.product-card:hover,.button:hover{transform:none}}
@media print{header,.utility,footer,.calc-actions,.contact-cta,.related,nav{display:none}.wrap{width:100%}.calc-result{color:black;background:#eee}.result-label,.result-details dt,.result-subtitle{color:black}.calculator{box-shadow:none;border:0}.calc-grid{display:block}.calc-form{margin-bottom:30px}.table-scroll{max-height:none;overflow:visible}.schedule{display:block}.page-hero{padding:20px 0}.section{padding-block:25px}}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0} tbody th{position:static;background:white;font-weight:400}

.tool-page .page-hero{padding:28px 0 35px}.tool-page .crumb{display:none}.tool-page .page-hero .eyebrow{margin-bottom:12px}.tool-page .page-hero h1{font-size:44px;margin-bottom:15px}.tool-page .page-hero .intro{font-size:17px;max-width:900px}.tool-page .standalone{margin-top:0;padding-top:24px}.tool-page .calc-heading h2{display:none}.tool-page .calc-heading .eyebrow{margin:0}.tool-page .calc-context{margin:12px 0 24px}.tool-page .calculator{padding:28px}.tool-page .calc-heading{align-items:center}.tool-page .badge{margin:0}@media(max-width:640px){.tool-page .page-hero{padding:24px 0}.tool-page .page-hero h1{font-size:34px}.tool-page .page-hero .intro{font-size:16px}.tool-page .calculator{padding:22px 18px}.tool-page .calc-heading{align-items:start}.tool-page .calc-heading .eyebrow{font-size:10px}.tool-page .calc-context{font-size:13px}.tool-page .standalone{padding-top:20px}}
@media(max-width:900px){nav.open{max-height:calc(100dvh - 145px);overflow-y:auto;overscroll-behavior:contain}}